Orthodontic treatments can be expensive, especially if more than one family member will need care. Most people don’t have that kind of money laying around. That doesn’t mean you should give up on your dreams of having straight teeth. Here are some options you can use.
Determine Your Dental Insurance Coverage
First, find out if your dental insurance provides coverage for services such as Invisalign or Invisalign Teen. Most insurances accepted at orthodontist clinics don’t cover the general exam and x-rays. You don’t want to end up with a surprise bill. At Ghosh Orthodontics, we offer a free, no-obligation consultation. If your insurance covers any portion of the cost for braces, it’ll make it much more affordable.
Visit a Dental School For Treatment
Dental students have to practice on patients to learn about their craft. There are many schools of dentistry in your area that offer free or low-cost treatment for volunteer patients. Since you’re being treated by someone who’s not fully trained, the school will generally offer you a discount on Invisalign.
Don’t let this option deter you from giving it a shot. Most dental students are supervised by their professors which will put you more at ease during your appointment. While your appointments and treatments may take longer, it’s still an affordable option. Look for a dental school that has rave reviews.
Use a Credit Card
There are many dental credit options for you to choose from such as credit cards, personal loans, and financing. Even though they have more interest than the other options on this list, you can still spread out your payments over time as long as you can negotiate an agreement with the credit company.
Shop Around For Deals
Don’t be afraid to shop around for a top Invisalign provider if your orthodontist doesn’t help you out on pricing. Look for another orthodontist that you feel comfortable with and offers a lower price or a payment plan. Compare the costs at various offices.
This process involves setting up an appointment for a courtesy consultation or initial appointment, in which the orthodontist will examine your mouth. The orthodontist will let you know about your options and give you a ballpark figure on the cost of care. At Ghosh Orthodontics, we offer payments as low as $99/month.
Negotiate a Payment Plan
Most orthodontic clinics offer payment plans to help you afford braces. This is a great option if you don’t have insurance or if your dental plan doesn’t cover the costs. Some clinics offer payment plans with a financing offer such as low-cost financing. Payment plans often cost less than most dental financing plans since they have 0% interest monthly financial arrangements. This helps you out if you’re an adult who wants to take charge of your oral health
If you prefer to pay for treatment over time, a personal payment plan can be arranged for you. Many of our patients choose to spread out their payments, and monthly financial arrangements are without interest.
Our staff is committed to handling all the details regarding your insurance, from determining the coverage available to filing your claims. Please bring your insurance identification numbers (social security, plan ID or group numbers) to your first appointment as well as the name, address and phone numbers of your insurance carrier. Orthodontic insurance benefits are usually paid over the course of treatment.
While orthodontic care is an investment, it doesn’t have to be expensive. You shouldn’t ignore your oral care. Learn about your options and discuss them over with your orthodontist today. Call Dr. Sam Ghosh today at 855-494-0046.